Appraisal services for North Jersey homeowners

Check out the top seven reasons New Jersey homeowners use Watkins Appraisals & Consultation:

Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge a property tax assessment
Remove PMI to reduce their mortgage payment
Reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a divorce in the state of New Jersey, where property needs to be divided
Settle an estate in New Jersey by determining the true market value of a property


	Own a home in North Jersey, New Jersey and need help determining the price of it? Contact Watkins Appraisals & Consultation.

We at Watkins Appraisals & Consultation understand the particular needs of a customer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's market value, not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value assessment than yours.

Challenge Bergen County's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that's going down. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. A professional appraisal from Watkins Appraisals & Consultation is your chief weapon when contesting your property tax assessment.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are qualified in helping consumers just like you dismiss unwanted and unneeded PMI insurance.

HELOC recently frozen?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Watkins Appraisals & Consultation can help you reinstate your home equity line of credit with efficient appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you'd like to have an expert double-check it for precision or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? Watkins Appraisals & Consultation offers field reviews where we'll go out and check the subject and comparables in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. Even though most appraisal reviews are commissioned by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are prudent to get a second opinion.